FinWiz

Trading Taxes

Capital gains, wash sales, tax-loss harvesting, and tax strategies for traders

11 articles in this category

beginner9 min read

Short-Term Capital Gains Tax: Rates, Rules & How to Minimize

Short-term capital gains are taxed as ordinary income — often the highest rate you pay. Learn the rates, rules, and strategies to reduce your tax bill.

beginner9 min read

Long-Term Capital Gains Tax: Rates, Brackets & Planning

Long-term capital gains enjoy lower tax rates than short-term gains. Learn the brackets, how to qualify, and tax planning strategies to keep more profit.

intermediate10 min read

Tax-Loss Harvesting: Turn Losing Trades Into Tax Savings

Tax-loss harvesting lets you use investment losses to offset gains and reduce your tax bill. Learn the rules, watch for wash sales, and save money.

intermediate9 min read

Wash Sale Rule: What It Is & How to Avoid It

The wash sale rule prevents you from claiming a tax loss if you rebuy the same stock within 30 days. Learn exactly how it works and how to avoid it.

beginner12 min read

How Are Stocks Taxed? Complete Guide to Stock Market Taxes

From capital gains to dividends to wash sales, stock taxes can be confusing. This complete guide explains how stocks are taxed and how to save money.

intermediate11 min read

Day Trading Taxes: How Active Traders Get Taxed Differently

Day traders face unique tax challenges including high short-term rates and wash sale traps. Learn how active traders are taxed and how to optimize.

beginner8 min read

Long-Term vs Short-Term Capital Gains: Tax Rate Comparison

The difference between long-term and short-term capital gains rates can be huge. See a side-by-side comparison and learn when holding longer saves you money.

intermediate9 min read

Dividend Tax Rates: Qualified vs Ordinary & How to Save

Not all dividends are taxed the same. Learn the difference between qualified and ordinary dividends, the tax rates for each, and how to keep more income.

advanced12 min read

How Are Options Taxed? Tax Treatment for Every Strategy

Options tax rules are complex and vary by strategy. Learn the tax treatment for calls, puts, spreads, exercises, expirations, and assignments.

advanced11 min read

Trader Tax Status & Mark-to-Market: Tax Benefits for Active Traders

Trader tax status and mark-to-market accounting offer significant tax advantages for active traders. Learn the qualification criteria and how to elect.

advanced10 min read

Alternative Minimum Tax (AMT): What Investors Need to Know

The AMT can catch investors off guard, especially with incentive stock options. Learn how it works, who is at risk, and strategies to minimize exposure.